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Stamp Duty Calculator
Use our stamp duty calculator to quickly estimate how much tax you will need to pay when buying property in England / London. Whether you are a first time buyer, moving home or purchasing a second property, this tool gives you an instant breakdown based on the latest rates. It is especially useful for those investing in London, where property prices are often higher and stamp duty can be a significant cost to plan for.
Stamp Duty Calculator
I am Buying
Property Value
Property Value
£
For a property worth £350,000 the stamp duty would be:
As of the mini budget on April 2025
Tax Rate is: 0%
£0
JS Estate Agents are experts in the London property market
Are there ways to lower stamp duty tax?
While stamp duty is a mandatory cost when buying property in England, there are legitimate ways to reduce your tax liability. First time buyers can benefit from discounted rates on properties under £625,000, and certain mixed-use or commercial properties may qualify for different thresholds.
In some cases, purchasing through a limited company or transferring property between spouses can also provide tax advantages—though professional advice is essential. At JS Estate Agents, we work with trusted mortgage brokers and legal experts to help you explore your options and make smart decisions when buying property in London. Understanding your stamp duty obligations early can save you thousands and ensure a smooth purchase process.
In some cases, purchasing through a limited company or transferring property between spouses can also provide tax advantages—though professional advice is essential. At JS Estate Agents, we work with trusted mortgage brokers and legal experts to help you explore your options and make smart decisions when buying property in London. Understanding your stamp duty obligations early can save you thousands and ensure a smooth purchase process.
How do I know how much stamp duty tax I will owe?
- Check the current stamp duty rates set by HMRC, which vary based on property price and buyer status (e.g. first-time buyer, investor, second home).
- Use our free online Stamp Duty Calculator to get an instant estimate based on your property's purchase price and ownership status.
- Factor in the 3% surcharge if you’re buying an additional property or a buy to let investment.
- Consult with us or a solicitor to confirm your liability and plan for any exemptions or reliefs you may be eligible for.
FAQs
Stamp Duty Land Tax (SDLT) is a tax you must pay when buying property or land in England over a certain price threshold. The amount you owe depends on the property's purchase price and whether it’s your main home, a second property, or a buy-to-let investment. Payment is due within 14 days of completion, and your solicitor will usually handle this for you.
Stamp duty is calculated using a tiered system, meaning different portions of the property price are taxed at different rates. For example, a portion of your purchase may be tax-free, while higher brackets incur increasing rates. If you're buying an additional property, a 3% surcharge applies. You can use our stamp duty calculator to estimate your exact amount quickly.
In some cases, you may be eligible for stamp duty relief. First-time buyers, for example, pay no stamp duty on properties up to £425,000. Certain corporate purchases or multiple dwelling transactions may also qualify for exemptions or reduced rates. It's worth speaking to a property expert or solicitor to explore your options and ensure you're not overpaying.
What can I do to help offset the Stamp Duty?
- Take advantage of available reliefs: Check if you qualify for any stamp duty exemptions or reliefs, such as first-time buyer relief or multiple property relief, which can reduce the amount owed.
- Consider property price carefully: Purchasing just below stamp duty thresholds can help lower your tax bill. Planning your budget with this in mind may save you thousands.
- Factor in Stamp Duty when setting rent: To recover your investment, price your rental competitively while covering costs including Stamp Duty and ongoing expenses.
- Use professional advice: Consult with a solicitor or property tax expert to explore all possible strategies for reducing your Stamp Duty liability legally and effectively.
Other Calculators
Utilise some of our other free calculators to help you with your property journey.